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So I got to thinking that perhaps that’s what money is: a crystallization—or, rather, a homogenization—of time and free will into those things we call dollars and pounds and yen and euros. Money multiplies your time. It also expands your agency and broadens the number of things you can do accordingly. Big-time lottery winners haven’t won ten million dollars—they’ve won ten thousand person-years of time to do pretty much anything they want anywhere on Earth. Windfalls are like the crystal meth version of time and free will.